<div class="fm"><div class="fm-wrap"><div class="fm-panel"><div class="fm-tabs"><span class="fm-tab on">Scenario: Enterprise +3% H1</span><span class="fm-tab">2027 Budget</span><span class="fm-tab">Renewals</span></div><table class="fm-tbl"><caption>H1 2027 Enterprise Renewals · By Contract</caption><tr><th>Account</th><th>Renews</th><th>Rule applied</th><th>ARR today</th><th>Scenario</th></tr><tr><td>ACC-10482</td><td>Jan</td><td>+3%</td><td>$1,240,000</td><td class="fm-or">$1,277,200</td></tr><tr><td>ACC-20917</td><td>Feb</td><td>+2%, capped by contract</td><td>$968,500</td><td class="fm-or">$987,870</td></tr><tr><td>ACC-11305</td><td>Mar</td><td>Held, multi-year term to 2028</td><td>$812,000</td><td class="fm-or">$812,000</td></tr><tr><td>ACC-30388</td><td>Apr</td><td>+3%, churn risk up (health 48)</td><td>$655,300</td><td class="fm-or">$674,959</td></tr><tr><td>ACC-27741</td><td>Jun</td><td>+3%</td><td>$590,000</td><td class="fm-or">$607,700</td></tr><tr><td colspan="5" style="text-align:left;color:#8A8178">+ 2,413 more contracts, each with its own terms, product mix and health score</td></tr><tr class="fm-hi"><td>H1 enterprise renewals</td><td></td><td></td><td>$163.4M</td><td class="fm-or">$166.6M</td></tr></table><table class="fm-tbl"><caption>Flows Through To · 2027</caption><tr><th>Plan</th><th>Budget</th><th>Scenario</th></tr><tr><td>Recognized revenue</td><td>$512.6M</td><td class="fm-or">$514.5M</td></tr><tr><td>Collections</td><td>$498.0M</td><td class="fm-or">$499.8M</td></tr><tr><td>Commission expense</td><td>$41.2M</td><td class="fm-or">$41.4M</td></tr></table></div><div class="fm-card"><div class="fm-card-h">Scenario result</div><div class="fm-pill">Full model recalculated</div><p class="fm-ttl">+$3.2M net ARR, not the $4.9M a flat 3% suggests</p><div class="fm-sub">Scenario: Enterprise +3%, H1 2027 renewals, vs. 2027 Budget</div><table class="fm-tbl"><tr><th>Bridge</th><th>ARR</th></tr><tr><td>Flat 3% on every renewal</td><td>+$4.9M</td></tr><tr><td>Contract caps and multi-year terms</td><td>($0.8M)</td></tr><tr><td>Expected churn on low-health accounts</td><td>($0.9M)</td></tr><tr class="fm-hi"><td>Net ARR impact</td><td>+$3.2M</td></tr></table><div class="fm-note">Each of the 2,418 contracts was priced on its own renewal date, contract terms and health score, then carried into revenue, collections and commissions.</div></div></div></div>
<div class="cr"><div class="cr-head"><div class="cr-hl">The workaround</div><div class="cr-hr">With Fintastic</div></div><div class="cr-row"><div class="cr-l">Pricing by segment because account-level detail won't calculate</div><div class="cr-r"><span class="cr-tick">✓</span><span>Plan every account, product and region in one model, with nothing aggregated on the way in.</span></div></div><div class="cr-row"><div class="cr-l">Keeping commissions or bookings in Excel because the platform can't hold them</div><div class="cr-r"><span class="cr-tick">✓</span><span>Bring them into the same model, since there is no dimensionality budget to ration.</span></div></div><div class="cr-row"><div class="cr-l">Rebuilding the model for every new entity, product or hierarchy</div><div class="cr-r"><span class="cr-tick">✓</span><span>Add entities, products and hierarchies as the business changes, without restructuring what you've built.</span></div></div></div>
<div class="dd"><div class="dd-h"><span class="fm-logo"></span>Fintastic Agent</div><div class="dd-q">Break the Q3 opex overspend down by vendor and PO.</div><div class="dd-a"><strong>$2.4M of the $3.1M overspend sits with 6 of your 412 vendors.</strong></div><table class="dd-t"><tr><th>Vendor</th><th>Cost center</th><th>PO</th><th>Over budget</th></tr><tr><td>Vendor 00112 · Cloud dev environments</td><td>R&D Platform</td><td>PO-77310</td><td class="fm-mono">$1,040,000</td></tr><tr><td>Vendor 00057 · Contractors</td><td>Professional Services</td><td>PO-77152</td><td class="fm-mono">$512,000</td></tr><tr><td>Vendor 00231 · Events</td><td>Marketing EMEA</td><td>PO-77408</td><td class="fm-mono">$318,000</td></tr><tr><td>Vendor 00009 · Software licenses</td><td>G&A IT</td><td>PO-77266</td><td class="fm-mono">$286,000</td></tr><tr><td>2 more vendors</td><td></td><td></td><td class="fm-mono">$244,000</td></tr><tr class="hi"><td>Top 6 vendors</td><td></td><td></td><td class="fm-mono">$2,400,000</td></tr></table><div class="dd-flag"><b>One miscoding to fix</b><ul><li>PO-77408 is coded to Marketing EMEA, but its memo shows it paid for the sales partner summit, so recoding it to Sales puts Marketing EMEA back on budget.</li></ul></div></div>
<div class="qc"><div class="qc-i"><div class="qc-q">"Which 20 accounts drove the churn uptick?"</div><div class="qc-a">It answers at the account level because nothing was averaged when the data came in.</div></div><div class="qc-i"><div class="qc-q">"Show this variance by vendor and PO."</div><div class="qc-a">It drills from the P&L line to the purchase order and its memo in one step.</div></div><div class="qc-i"><div class="qc-q">"Reprice tier-one SKUs in EMEA only."</div><div class="qc-a">It builds the scenario at exactly that grain and carries it through every dependent plan.</div></div></div>
<div class="pc"><div class="pc-c"><div class="pc-lab">Fortune 50 POC: 17 dimensions, one with 380,000 values</div><div class="pc-k">LEGACY PLATFORM</div><div class="pc-was">6 models</div><div class="pc-k2">FINTASTIC</div><div class="pc-now">1 model</div></div><div class="pc-c"><div class="pc-lab">Full-model scenario calculation, Priceline</div><div class="pc-k">LEGACY PLATFORM</div><div class="pc-was">15 min</div><div class="pc-k2">FINTASTIC</div><div class="pc-now">13s</div></div><div class="pc-t"><div class="pc-tq">"In my finance career, it's rare to see an interconnected platform of this scale support iterative scenario planning without sacrificing speed or reliability."</div><div class="pc-ta"><strong>Priceline</strong> · Marc Culver, VP of Finance</div></div></div>